Group 1 - The construction decoration industry faces significant challenges due to long project cycles and high financing pressure, with high financing thresholds and lengthy approval processes hindering market opportunities and business expansion [1] - A construction decoration company established in 2020 has seen a substantial increase in order volume due to its strong construction quality and good market reputation, but it is experiencing a cash flow crunch as it requires additional working capital for ongoing projects [1] Group 2 - The "Yunong Loan" product from the Construction Bank aims to support rural entrepreneurs and has been expanded to include non-agricultural enterprises owned by rural residents, addressing their financing difficulties [2] - The Construction Bank's Quzhou branch successfully issued the first "Yunong Loan" with a phase guarantee insurance model, providing a credit amount of 9 million yuan, which allows the company to replace an existing loan and meet operational needs [2] - This innovative financial service model alleviates the company's cash flow pressure and supports the smooth progress of key projects, demonstrating the commitment of state-owned banks to support high-quality development of the real economy [2]
保险增信拓边界 融资焕新助发展！建行衢州分行落地全省首笔裕农贷阶段性保证保险业务
Sou Hu Cai Jing·2026-01-20 08:37