财政部答21：科技创新类贷款给予贴息，结构性减税降费重点支持

Core Viewpoint - The Chinese government is implementing a series of fiscal policies to support technological innovation and high-quality economic development, with a focus on achieving technological self-reliance and fostering new growth drivers by 2025 [1][2]. Group 1: Fiscal Policy Measures - The central government's technology expenditure increased by 10%, significantly higher than the general public budget expenditure growth, with a focus on basic research and national strategic technology tasks [1]. - In 2024, total R&D investment is projected to reach 3.63 trillion yuan, maintaining China's position as the second-largest R&D investor globally [1]. Group 2: Innovation Cost Reduction - The government is implementing tax incentives across multiple innovation stages to reduce the tax burden on enterprises, supporting 34,400 companies in obtaining over 140 billion yuan in bank loans, with comprehensive financing costs dropping below 5% [2][3]. Group 3: Innovation Results Transformation - The government is promoting a collaborative innovation model in procurement, enabling more innovative results to transition from laboratories to production lines, leading to a multiplier effect in value creation [2]. - China is recognized as one of the fastest-growing economies in terms of innovation, with a goal to enter the top 10 in the global innovation index by 2025 [2]. Group 4: Future Focus Areas - The government will leverage investment funds to support early-stage, small, long-term investments in hard technology, focusing on original and disruptive technological breakthroughs [3]. - There will be enhanced financial support for key industries, including interest subsidies for loans related to technological innovation, and continued promotion of digital transformation in manufacturing [3]. - Policies will be implemented to strengthen the role of enterprises in technological innovation, including structural tax reductions and support for specialized small and medium-sized enterprises [3]. - The government aims to accelerate the efficient transformation and application of major technological achievements, continuing to support the iteration and promotion of qualifying innovative products [3]. Group 5: Loan Subsidy Policy - A joint announcement from five government departments outlines a loan interest subsidy policy for small and micro enterprises, targeting 14 key industries, with a subsidy rate of 1.5% on total loan amounts for a maximum period of two years [4][5].