Bank of Ningbo(SZ:002142) 智通财经网·2026-01-20 11:50Core Insights - Ningbo Bank (002142.SZ) reported a revenue of 71.968 billion yuan for 2025, representing a year-on-year growth of 8.01% [1] - The net profit attributable to shareholders reached 29.333 billion yuan, with a year-on-year increase of 8.13% [1] - Basic earnings per share stood at 4.29 yuan [1] Financial Performance - The net interest income for 2025 was 53.161 billion yuan, showing a growth of 10.77% [1] - The net fee and commission income amounted to 6.085 billion yuan, reflecting a significant increase of 30.72% [1] - Total loans and advances reached 1,733.313 billion yuan, an increase of 257.25 billion yuan or 17.43% from the beginning of the year [1] Customer and Deposit Metrics - Total customer deposits were 2,024.883 billion yuan, with an increase of 188.538 billion yuan [2] - The proportion of demand deposits increased to 70.84% of new deposits, while the interest rate on deposits decreased by 33 basis points [2] - The total financial assets under management (AUM) for individual customers reached 1,275.7 billion yuan, a year-on-year growth of 13.07% [2] Cost Management - The company managed to reduce business and management expenses by 0.51% year-on-year [2] - The cost-to-income ratio improved, decreasing by 2.80 percentage points compared to the previous year [2]