兴业银行乌鲁木齐分行进一步优化普惠金融产品体系

Group 1 - The core viewpoint of the articles highlights the efforts of Industrial Bank's Urumqi branch in enhancing financial services in the southern Xinjiang region, effectively supporting local small and micro enterprises and characteristic industries, thereby injecting strong financial momentum into regional economic high-quality development [1][2]. Group 2 - The bank has deepened the application of financial technology, creating an online inclusive financial product matrix centered around products like "Xing Su Dai," and has innovatively introduced a "cross-regional collaboration + on-site service" model [2]. - A flexible service team has been organized to proactively deliver financial services to enterprises in county areas, effectively overcoming the limitations of physical branches [2]. - The bank promotes "bank-tax interaction," converting enterprises' tax credit into financing credit, achieving a virtuous cycle of "credit promotion through loans and loans promotion through credit," allowing more trustworthy small enterprises to easily access credit support [2]. Group 3 - The inclusive financial services provided by the bank are penetrating various fields in southern Xinjiang's economy, covering key sectors from packaging and printing enterprises in Kashgar to construction material wholesalers in Hotan, and from transportation companies in Aksu to oil drilling support enterprises in Kizilsu [3]. - Tailored financial solutions have effectively helped local small and micro enterprises alleviate financing difficulties, enhancing their market competitiveness and resilience [3]. - The bank continues to optimize its inclusive financial product system around the development needs of southern Xinjiang's characteristic advantageous industries, improving service efficiency and coverage [3].