中保协：当前普通型人身保险产品预定利率研究值为1.89%

Core Viewpoint - The meeting organized by the China Insurance Industry Association focused on the development of the life insurance sector, emphasizing the importance of adapting to economic conditions and regulatory frameworks to promote high-quality industry growth [1] Group 1: Economic Outlook - Experts noted that China's economy is resilient and vibrant, progressing towards new and improved development despite facing pressures in 2025 [1] - The development of new productive forces and enhanced social security levels were highlighted as key factors in supporting the life insurance industry [1] Group 2: Interest Rate Research - The current predetermined interest rate for ordinary life insurance products is set at 1.89% [1] - The committee has successfully implemented a mechanism for linking predetermined rates to market rates, allowing for dynamic adjustments [1] Group 3: Industry Transformation and Innovation - The life insurance sector is focusing on transformation and innovation, particularly in health and pension areas, while optimizing structural adjustments [1] - The use of technology to enhance service quality and efficiency is a priority for the industry [1] Group 4: Research and Recommendations - The committee has conducted in-depth research on the impacts of new accounting standards, changes in international trade patterns, and insurance asset allocation [1] - Constructive suggestions for industry development have been provided, contributing positively to the sector's growth [1]