Citizens Financial (US:CFG) Financial Modeling Prep·2026-01-20 21:00Core Viewpoint - Citizens Financial Group, Inc. is preparing to release its quarterly earnings on January 21, 2026, with analysts expecting an earnings per share (EPS) of $1.11 and revenue of approximately $2.15 billion, amidst challenges from higher expenses due to expansion and technology investments [1][2]. Financial Performance Expectations - Analysts have set an EPS estimate of $1.11 for the upcoming quarter, with projected revenue around $2.15 billion [2][6]. - CFG is expected to benefit from modest growth in net interest income (NII) due to lower interest rates and strong loan demand, having seen increases in both NII and non-interest income in the previous quarter [3]. Financial Metrics - CFG's price-to-earnings (P/E) ratio is approximately 15.36, indicating the market's valuation of its earnings [4]. - The price-to-sales ratio stands at about 2.17, reflecting the market's valuation relative to its revenue, while the enterprise value to sales ratio is around 2.03 [4]. - The debt-to-equity ratio is approximately 0.41, indicating a moderate level of debt relative to equity, while the current ratio is around 0.26, suggesting potential liquidity challenges [5].