数币在跨境金融中的优势

Group 1 - The core advantage of digital currency in cross-border finance is the significant improvement in settlement efficiency, allowing for near real-time fund transfers and accelerating capital turnover for enterprises [4][10] - Digital currency applications help reduce various fees and exchange costs associated with traditional cross-border payments, optimizing financial expenditures for businesses [4][10] - The use of smart contracts enhances the transparency, security, and automation of cross-border fund flows, while also aiding in the establishment of a credit system based on real data, improving the cross-border financing environment for small and medium-sized enterprises [5][7][10] Group 2 - Digital currency provides greater financing opportunities for cross-border trade enterprises, particularly small and medium-sized businesses, by lowering financing thresholds and costs through improved credit evaluation models [7][10] - The application of digital currency contributes to the construction of a more comprehensive financial service ecosystem, integrating various services such as financing, insurance, and logistics, thereby supporting enterprises in navigating international trade challenges [8][10]