人保财险江西分公司筑牢安全防线，风险减量服务减损1.24亿元

Core Viewpoint - The insurance industry is transitioning from traditional "post-disaster compensation" to a comprehensive risk management approach that includes "prevention, mitigation, and compensation" in response to the evolving demands of development and security [1] Group 1: Risk Reduction Services - The PICC Jiangxi branch aims to provide over 300,000 risk reduction services by 2025, covering more than 1,600 products, with an estimated annual loss reduction of 124 million yuan [1] - The company has established a collaborative mechanism with multiple local departments to innovate insurance models such as "insurance + meteorology" and "insurance + traffic management" [2] - The company has implemented safety measures at 400 high-risk traffic locations, which are expected to reduce accident rates and achieve a service loss reduction of 650,000 yuan by 2025 [2] Group 2: Technology Empowerment - The company has developed a digital risk reduction management platform consisting of one intelligent risk control center, multiple specialized risk control platforms, and one command center, enabling full-process management of risk identification, assessment, intervention, and review [5] - As of October 2025, the system has sent out 27,000 warning messages and assigned over 7,200 inspection tasks, serving more than 31,000 clients with an estimated loss reduction of 102 million yuan [5] Group 3: Focus on Livelihood - The company has deployed intelligent waterlogging monitoring devices in high-risk urban areas, allowing for immediate response to potential flooding [6] - In rural areas, the company utilizes integrated technology for crop monitoring and disaster assessment, providing comprehensive disaster prevention services for over 30 million acres of crops [9] Group 4: Emergency Response - The Jiangxi PICC Emergency Rescue Team was established on July 31, 2025, consisting of 28 certified emergency rescuers, marking the first specialized emergency force in the insurance industry in Jiangxi [12] - The team provided on-site support during the Nanchang Marathon, ensuring the safety of 30,000 runners and offering emergency assistance to those in need [12]