@宝坻人：人民币现金收付新规！2月1日起实施

Core Viewpoint - The new regulations on cash payments in China, effective from February 1, 2026, aim to uphold the status of the Renminbi as legal tender and address issues related to the refusal of cash payments, ensuring a diverse payment service environment for the public [3]. Group 1: Regulations on Cash Payments - The regulations require that entities providing face-to-face services must support cash payments and maintain reasonable cash change availability [4] - Self-service models and locations like parks and schools must clearly indicate accepted payment methods and provide contact information for cash services [4] - For fully online transactions, entities must publicly disclose payment methods in advance, respecting the public's right to know and choose [4] Group 2: Requirements for Financial Institutions - Banks must comply with cash management laws and improve cash service quality to meet the needs of the public and businesses [5] - Banks with physical locations must handle cash deposit and withdrawal services and ensure adequate self-service machines to meet diverse customer needs [7] - Financial institutions must manage cash circulation properly to prevent the circulation of unsuitable currency and mitigate various business risks [7] Group 3: Handling Cash Payment Issues - In cases of cash payment difficulties, individuals should negotiate amicably with the service provider and retain evidence of any refusal to accept cash [8] - If cash is refused or discriminatory practices occur, individuals can report through various channels, and the People's Bank of China will address these issues promptly [8]