Bank Of Lanzhou(SZ:001227) Sou Hu Cai Jing·2026-01-21 12:28Core Viewpoint - Lanzhou Bank (001227) experienced a slight decline in stock price, closing at 2.31 yuan on January 21, 2026, with a trading volume of 560,000 hands and a total transaction amount of 130 million yuan [1]. Group 1: Stock Performance - On January 21, 2026, Lanzhou Bank's stock price decreased by 0.43% with a turnover rate of 1.33% [1]. - The net inflow of main funds was 1.66 million yuan, accounting for 1.28% of the total transaction amount, while retail investors saw a net outflow of 6.91 million yuan, representing 5.33% of the total [1][2]. Group 2: Recent Fund Flow Overview - The recent fund flow data shows fluctuations in net inflows and outflows over the past five days, with notable changes in retail and main fund activities [2]. - On January 20, 2026, the main funds had a net inflow of 18.07 million yuan, while retail investors experienced a net outflow of 13.94 million yuan [2]. Group 3: Company Financial Metrics - Lanzhou Bank's total market value is 13.157 billion yuan, with a net asset value of 40.817 billion yuan and a net profit of 1.504 billion yuan [3]. - The bank's price-to-earnings ratio (P/E) is 6.56, while the price-to-book ratio (P/B) stands at 0.43, indicating a relatively low valuation compared to industry averages [3]. - The bank's net profit margin is 26.05%, which is significantly lower than the industry average of 40.14% [3]. Group 4: Recent Financial Performance - For the first three quarters of 2025, Lanzhou Bank reported a main revenue of 5.923 billion yuan, a year-on-year decrease of 2.14%, while the net profit increased by 0.65% to 1.504 billion yuan [3]. - In the third quarter of 2025, the bank's single-quarter main revenue was 2.003 billion yuan, down 2.67% year-on-year, but the net profit showed a slight increase of 0.28% to 553 million yuan [3].