黄金强势突破4700美元历史高位！避险情绪升温，投资者该怎么上车更稳？

Group 1 - The core viewpoint is that gold prices have surged to historical highs, driven by three main factors: expectations of interest rate cuts by the Federal Reserve, continuous gold purchases by global central banks, and rising geopolitical risks [3][4][5] Group 2 - The first driving force is the increasing expectation of interest rate cuts by the Federal Reserve, which diminishes the attractiveness of the dollar and leads to a natural flow of funds into gold as a risk-averse asset [3] - The second driving force is the sustained high levels of gold purchases by central banks over the past two years, treating gold as a strategic reserve, which supports the market and instills confidence [4] - The third driving force is the escalation of geopolitical risks, which heightens uncertainty and boosts safe-haven sentiment, making gold a preferred asset during unstable times [5] Group 3 - Historical patterns indicate that greater risks lead to stronger gold performance, as seen during the 2008 financial crisis and the 2020 pandemic, where economic turmoil and liquidity easing resulted in significant gold price increases [7] Group 4 - Ordinary investors have three main ways to participate in the gold market: bank gold accumulation, which has lower fees and moderate liquidity; gold ETFs, which are cost-effective and highly liquid; and physical gold bars, which have slightly higher premiums and lower liquidity [9] Group 5 - Practical advice for entering the gold market includes building positions gradually due to price fluctuations, setting profit-taking and stop-loss levels, and maintaining a long-term perspective as gold is more suitable for asset allocation rather than short-term trading [11]