人民银行：严格实施支付机构穿透式监管和支付业务功能监管

Core Viewpoint - The People's Bank of China (PBOC) held a meeting on January 15, 2026, to summarize the payment settlement work in 2025 and outline key tasks for 2026, emphasizing the need for high-quality development in the payment system and cross-border payment capabilities [1] Group 1: Payment System Development - Since 2025, the regulatory framework for the payment sector has been continuously improved, and the level of payment supervision and services has steadily increased [1] - Significant progress has been made in building a safe and efficient cross-border payment system, with important breakthroughs in domestic and international payment connectivity [1] - The payment industry is entering a new stage of high-quality development [1] Group 2: 2026 Work Focus - The 2026 payment settlement work will closely align with the "14th Five-Year Plan" and the goals of building a strong financial nation [1] - There will be an accelerated construction of the RMB cross-border payment system, promoting connectivity and diversification in cross-border payment systems [1] - Strict implementation of transparent supervision and functional regulation of payment institutions will be enforced to foster a compliant and healthy industry ecosystem [1] Group 3: Service Optimization - Continuous efforts will be made to optimize payment services, ensuring convenient and secure payment options [1] - The quality and efficiency of payment system services will be enhanced, with innovation driving the upgrade of the industry [1]