信用卡账单分期纳入贴息！个人消费贷款贴息延长至2026年底！

Core Points - The personal consumption loan interest subsidy policy has been extended until the end of 2026, providing longer-term credit support for residents [2][3] - The scope of support has been expanded to include credit card bill installment services, with an annual interest subsidy rate of 1% [4] - The subsidy standards have been optimized by removing the previous limits on single and cumulative subsidy amounts [5] Group 1: Policy Extension - The implementation period of the personal consumption loan subsidy has been extended from September 1, 2025, to December 31, 2026, allowing for broader coverage [3] - The policy aims to provide residents with longer-term credit support [3] Group 2: Expanded Support Scope - Credit card bill installment services are now included in the subsidy program, reducing the cost for cardholders [4] - The subsidy can be applied to various compliant consumption areas such as tourism, dining, education, and healthcare [4] Group 3: Subsidy Standards Optimization - The previous cap on single subsidy amounts of 500 yuan has been removed, as well as the cumulative subsidy limit of 1,000 yuan for each borrower at one institution [5] - The annual cumulative subsidy limit of 3,000 yuan per borrower at one institution remains unchanged [5] Group 4: Expansion of Financial Institutions - The policy now allows provincial financial departments to include city commercial banks, rural cooperative financial institutions, foreign banks, and consumer finance companies as eligible institutions for the subsidy [7] - This expansion aims to enhance the accessibility of subsidized loans for residents [7]