Enterprise Financial(US:EFSC) ZACKS·2026-01-21 15:16Core Insights - Wall Street analysts expect Enterprise Financial Services (EFSC) to report quarterly earnings of $1.37 per share, reflecting a year-over-year increase of 3.8% [1] - Revenues are projected to reach $184.55 million, which is a 10.5% increase from the same quarter last year [1] - The consensus EPS estimate has remained unchanged over the past 30 days, indicating a stable outlook from analysts [1] Financial Metrics - Analysts forecast the 'Efficiency Ratio' to be 59.9%, slightly up from 59.6% reported in the same quarter last year [4] - The 'Net Interest Margin' is expected to reach 4.2%, compared to 4.1% a year ago [4] - The 'Average Balance - Total interest earning assets' is projected at $15.82 billion, an increase from $14.32 billion in the previous year [4] Income Estimates - 'Total Noninterest Income' is expected to be $19.22 million, down from $20.63 million in the same quarter last year [5] - The consensus estimate for 'Net interest income (FTE)' stands at $168.57 million, compared to $148.64 million a year ago [5] - The average prediction for 'Net Interest Income' is $165.22 million, up from $146.37 million in the same quarter last year [6] Additional Income Projections - Analysts estimate 'Noninterest Income - Other income' to reach $5.25 million, compared to $4.68 million a year ago [6] - The estimated 'Tax credit income' is projected at $2.75 million, down from $6.02 million in the previous year [7] - 'Deposit service charges' are expected to be $5.00 million, an increase from $4.73 million reported last year [7] Market Performance - Over the past month, shares of Enterprise Financial Services have returned -0.6%, compared to a -0.4% change in the Zacks S&P 500 composite [7] - EFSC currently holds a Zacks Rank 3 (Hold), suggesting its performance may align with the overall market in the near future [7]