Compared to Estimates, Eagle Bancorp (EGBN) Q4 Earnings: A Look at Key Metrics

Core Insights - Eagle Bancorp (EGBN) reported $80.5 million in revenue for the quarter ended December 2025, marking a year-over-year increase of 7.5% and a surprise of +9.7% over the Zacks Consensus Estimate of $73.38 million [1] - The earnings per share (EPS) for the same period was $0.25, a decrease from $0.50 a year ago, with an EPS surprise of +308.33% compared to the consensus estimate of -$0.12 [1] Financial Performance Metrics - Net Interest Margin was reported at 2.4%, matching the average estimate from two analysts [4] - The Efficiency Ratio stood at 74.3%, significantly higher than the average estimate of 58.1% based on two analysts [4] - Total noninterest income reached $12.19 million, exceeding the average estimate of $7.11 million from two analysts [4] - Net Interest Income was reported at $68.3 million, surpassing the average estimate of $66.28 million from two analysts [4] Stock Performance - Shares of Eagle Bancorp have returned +7.1% over the past month, in contrast to the Zacks S&P 500 composite's -0.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]