平安银行信用卡率先上线！账单分期财政贴息至高3000元

Group 1 - The core viewpoint of the news is that Ping An Bank has launched a fiscal interest subsidy program for credit card bill installment services, with a maximum subsidy of 3000 yuan for the year 2026, aimed at enhancing consumer experience and stimulating spending [1][3][4] Group 2 - The fiscal interest subsidy policy includes a 1% annual interest rate for eligible credit card users who opt for bill installments from January 1, 2026, to December 31, 2026, with the subsidy capped at 3000 yuan per user [3] - The application process for the subsidy is designed to be simple and convenient, allowing users to apply through the Ping An Pocket Bank App, with no intermediary fees or hidden charges involved [3][4] - Ping An Bank's credit card services have been continuously innovating to align with national policies, enhancing user experience through various product offerings and services, including new credit card features and partnerships [5]