青岛金融新政精准服务海洋产业

Core Viewpoint - The Qingdao Municipal Financial Office, in collaboration with several local financial and regulatory bodies, has issued a "Financial Support for the Full Lifecycle Development of the Marine Industry Work Plan" to integrate various financial resources and create a comprehensive financial service model for the marine industry [1][2]. Group 1: Initial Stage of Enterprises - The work plan focuses on addressing financing bottlenecks during the startup phase of marine enterprises by leveraging marine industry funds and enhancing technology innovation support [1]. - It encourages banks and insurance institutions to establish marine-specific branches to accelerate the aggregation of marine financial resources [1]. Group 2: Growth Stage of Enterprises - The plan emphasizes financial empowerment for enterprises in their growth phase, particularly through innovative financing methods such as intellectual property pledge financing and specialized credit products like fishing vessel and marine area usage rights mortgages [2]. - It promotes the use of big data to improve credit approval efficiency and introduces services like "Qing担·海洋e担" to enhance financing guarantees [2]. Group 3: Mature Stage of Enterprises - Financial institutions are encouraged to provide comprehensive services, including technology transformation loans and cross-border settlement solutions, to support the scaling of mature enterprises [2]. - The plan also includes tools for mergers and acquisitions and risk hedging, alongside the development of digital supply chain financial scenarios [2]. Group 4: Listing Stage of Enterprises - The work plan aims to enhance listing services for enterprises, facilitating capital market access through partnerships with stock exchanges and providing full-process listing guidance [2]. - It focuses on improving corporate governance and operational performance to prepare enterprises for public offerings [2]. Group 5: Overall Impact - The issuance of the work plan represents a practical step in Qingdao's efforts to deepen the "finance + industry" mechanism and align financial services with the development needs of the marine industry [2]. - The Qingdao Municipal Financial Office will continue to strengthen inter-departmental collaboration and ensure the effective implementation of the plan to support the full-chain development of marine enterprises [2].