六大行集体公告

Group 1 - The core viewpoint of the news is that major Chinese banks have announced the implementation of an optimized personal consumption loan subsidy policy, extending its benefits and expanding its scope [1][2][3] Group 2 - The implementation period for the personal consumption loan subsidy policy has been extended to December 31, 2026 [1] - The support scope has been expanded to include credit card bill installment services [1] - The subsidy field has been broadened by removing the restriction on single transactions of 50,000 yuan and above [2] - The subsidy standards have been improved by eliminating the 500 yuan cap on single transaction subsidies and the 1,000 yuan cumulative subsidy limit for borrowers at a single institution [2] - Existing loan agreements signed under the previous subsidy policy will automatically apply the new subsidy terms for transactions occurring after January 1, 2026, without the need for re-signing [2]