Citizens Financial (CFG) Hits New All-Time High on Strong Earnings

Core Viewpoint - Citizens Financial Group Inc. achieved a new all-time high stock price of $64.27, reflecting strong earnings performance for the fourth quarter and full year 2025 [1][3]. Financial Performance - Net income available to shareholders increased by 23% to $1.688 billion in 2025, up from $1.372 billion in 2024 [2]. - For the fourth quarter, net income available to shareholders surged by 33% to $489 million, compared to $367 million in the same quarter of the previous year [4]. - Total revenues for the full year rose by 5.6% to $8.247 billion, with net interest income contributing significantly at $5.853 billion, an increase of 3.9% from $5.633 billion year-on-year [3]. - In the fourth quarter alone, total revenues jumped by 39% to $2.157 billion from $1.986 billion, with net interest income rising by 8.85% to $1.537 billion [4]. Management Commentary - The company expressed satisfaction with its fourth quarter and full year results, attributing success to effective execution of growth initiatives and improvements in net interest margin [5]. Dividend Announcement - Citizens Financial Group declared a dividend of $0.46 per share for common shareholders, with a record date of February 4, 2026, and payment scheduled for February 18, 2026 [6].