USCB Financial (US:USCB) ZACKS·2026-01-23 00:20Core Viewpoint - USCB Financial Holdings, Inc. reported quarterly earnings of $0.44 per share, missing the Zacks Consensus Estimate of $0.51 per share, but showing an increase from $0.34 per share a year ago, indicating a -13.73% earnings surprise [1] Financial Performance - The company posted revenues of $25.53 million for the quarter ended December 2025, which was 2.24% below the Zacks Consensus Estimate, compared to $22.99 million in the same quarter last year [2] - Over the last four quarters, USCB Financial has surpassed consensus EPS estimates two times and topped consensus revenue estimates just once [2] Stock Performance - USCB Financial shares have increased approximately 10.6% since the beginning of the year, outperforming the S&P 500's gain of 0.4% [3] Future Outlook - The company's earnings outlook is crucial for investors, with current consensus EPS estimates at $0.51 for the coming quarter and $2.17 for the current fiscal year, alongside expected revenues of $26.63 million and $111.61 million respectively [7] - The Zacks Rank for USCB Financial is currently 1 (Strong Buy), indicating expectations for the stock to outperform the market in the near future [6] Industry Context - The Zacks Industry Rank for Banks - Southeast is in the top 32% of over 250 Zacks industries, suggesting that companies in this sector are likely to perform better than those in the bottom 50% [8]