1月23日证券之星午间消息汇总：事关个人消费贷！六大行集体公告

Macro News - Major banks in China, including ICBC, ABC, BOC, CCB, BOCOM, and PSBC, have announced the implementation of the latest fiscal interest subsidy policy for personal consumption loans, extending the policy until December 31, 2026, and expanding its scope to include credit card installment payments [1][2] - The new policy removes the previous limits on single transaction amounts and increases the subsidy standards, allowing for more flexible financial support for consumers [1][2] Industry News - The Ministry of Commerce and nine other departments have issued guidelines to promote high-quality development in the pharmaceutical retail industry, emphasizing a shift towards service-oriented, preventive, and intelligent governance [3] - The guidelines encourage horizontal mergers and acquisitions among pharmaceutical retail enterprises and aim to optimize the licensing process for drug retail businesses [3] Sector Insights - CITIC Securities reports that the white wine industry is expected to maintain stable sales during the 2026 Spring Festival, suggesting a bottom-fishing opportunity in the sector [6] - China Securities believes that AI computing power will be a major growth driver in the telecommunications industry, highlighting investment opportunities in the computing power supply chain [6] - CITIC Jinshi notes that the progress of silver-plated copper and electroplated copper solutions in the photovoltaic sector is relatively fast, predicting significant performance elasticity for material companies as penetration rates increase [6]