人行重庆市分行为重庆提质增效贡献金融力量

Core Viewpoint - The financial sector in Chongqing has played a significant role in supporting the city's economic recovery and high-quality development during 2025, leveraging various monetary policy tools and innovative financing solutions [1][3]. Financial Support for Economic Development - The People's Bank of China Chongqing Branch implemented five major policy tools, collectively known as "渝科融," "渝绿融," "渝消融," "渝通融," and "渝民融," with a total funding of 127.7 billion yuan, leading to an increase of 430.2 billion yuan in loans for the city [3]. - By the end of 2025, the total loan balance in Chongqing grew by 7.2% year-on-year, consistently exceeding the national average for ten consecutive months [3]. - The branch also facilitated direct financing of 734.76 billion yuan in the interbank market and introduced innovative financial products to stabilize funding sources for enterprises [3]. Interest Rate Policies - The average interest rate for newly issued corporate loans in December 2025 was 3.15%, a decrease of 0.2 percentage points year-on-year, effectively reducing the financial burden on enterprises [4]. Targeted Credit Allocation - The Chongqing Branch led the nation in promoting a financial implementation plan focusing on key sectors such as technology, inclusive finance, and elderly care, with over 60% of new loans directed towards these areas [5]. - Loans for technology-oriented SMEs grew by over 30% in 2025, while loans for the elderly care industry surged by 72.8% year-on-year [5]. Green Finance Initiatives - The city has made significant progress in green finance, with the total balance of green loans surpassing 1 trillion yuan, maintaining a growth rate among the highest in the country [6]. - The Chongqing Branch has developed nearly 40 green transition financial standards and over 330 innovative green financial products [6]. Cross-Border Financial Services - The Chongqing Branch launched ten scenarios on the national foreign exchange management bureau's cross-border financial service platform, facilitating financing and settlement for over 1,800 enterprises, with a total financing amount of 75.6 billion USD [7]. - The implementation of a digital RMB settlement pilot project has enabled cross-border transactions exceeding 2 billion yuan [7]. Future Outlook - The Chongqing Branch aims to enhance financial services for the real economy, focusing on high-quality development and deepening reform and opening up, contributing to the construction of a modernized Chongqing and a strong financial nation [8].