人民银行深圳市分行：2025年社融规模增量超6300亿元

Core Insights - The People's Bank of China Shenzhen Branch reported that the social financing scale in Shenzhen exceeded 630 billion yuan in 2025, an increase of over 150 billion yuan year-on-year, with direct financing accounting for about 40% of the total, reaching a historical high [1] Financing Overview - By the end of 2025, Shenzhen's total deposits and loans ranked third among major cities in China, with a total deposit balance of 14.63 trillion yuan, a year-on-year growth of 7.8%, and an increase of over 1 trillion yuan compared to the beginning of the year, which is an increase of 800 billion yuan year-on-year [1] - The total loan balance reached 9.97 trillion yuan, with a year-on-year growth of 5.1%, and an increase of 482.84 billion yuan compared to the beginning of the year, which is an increase of over 200 billion yuan year-on-year [1] - Corporate loans increased by 289.66 billion yuan compared to the beginning of the year, with a year-on-year increase of 164.04 billion yuan, making it the main driver of credit growth [1] Credit Structure - By the end of 2025, loans for technology, green, and digital economy industries accounted for a higher proportion of total loans, increasing by 1.9, 3.3, and 1.4 percentage points respectively compared to the end of 2024, effectively supporting the transition to high-end, intelligent, and green production [2] - The balance of loans to the private economy reached 4.35 trillion yuan, accounting for 43.7% of total loans, while inclusive small and micro loans amounted to 2.01 trillion yuan, significantly supporting the development of Shenzhen's private economy [2] Technological Financial Services - The establishment of a systematic technology financial service mechanism has effectively supported the development of new productive forces, with the issuance of technology bonds by non-financial enterprises in Shenzhen totaling 44.15 billion yuan, ranking second among cities in China [3] - By the end of 2025, the balance of technology loans reached 2.28 trillion yuan, with policies incentivizing banks to support technological innovation and transformation, resulting in a year-on-year increase of 54.5 billion yuan in related loan issuance [3] Structural Financial Tools - In 2025, various structural tools incentivized local financial institutions to issue loans in relevant fields exceeding 210 billion yuan, marking a historical high [4] - The balance of loans incentivized by technology innovation and transformation re-loans reached 70.6 billion yuan, benefiting 2,996 technology enterprises and 137 technology transformation projects, ranking among the top cities in China [4] - Carbon reduction support tools have financed a number of green infrastructure and small clean energy projects, with cumulative carbon reduction loans exceeding 20 billion yuan [4]