潘功胜：将加大政策支持力度，细化政策举措

Core Viewpoint - The People's Bank of China (PBOC) is implementing comprehensive measures to enhance consumer capacity, improve supply, and unleash consumption potential, while also supporting technological innovation and small and medium-sized enterprises (SMEs) [1] Group 1: Consumer Support Measures - The PBOC has allocated 500 billion yuan for consumption and pension refinancing to encourage financial institutions to innovate financial products [1] - Efforts are being made to improve consumer financial services and facilitate payment services [1] - A one-time personal credit repair policy is being implemented to enhance the consumer financial environment [1] Group 2: Support for Technological Innovation - The PBOC has increased the refinancing quota for technological innovation and technical transformation from 800 billion yuan to 1.2 trillion yuan, including support for high R&D investment private SMEs [1] - A risk-sharing tool for bonds related to technological innovation and private enterprises has been established to provide refinancing support [1] - The development of a "technology board" in the bond market is being promoted [1] Group 3: Support for Small and Micro Enterprises - The PBOC has increased the refinancing and rediscount quota for agricultural and small enterprises by 500 billion yuan to 4.35 trillion yuan, with a separate allocation of 1 trillion yuan for private enterprise refinancing [1] - Financial institutions are encouraged to issue financial bonds for small and micro enterprises [1] - The credit enhancement system for private SMEs is being improved, leveraging government financing guarantees and information sharing [1]