广东跨境人民币结算量与占比双创历史新高

Core Insights - Guangdong's cross-border RMB settlement scale ranked among the top three provinces in China in 2025, with a year-on-year growth of 21.5%, accounting for over 50% of the total cross-border receipts and payments in both domestic and foreign currencies, reaching a historical high in both settlement volume and proportion [1] Group 1: Cross-Border RMB Settlement - The People's Bank of China in Guangdong has been promoting RMB internationalization through trade and financial openness, optimizing services and innovating systems [1] - The bank has upgraded the "Convenience Scheme for Cross-Border RMB Settlement for Quality Enterprises," allowing for a shift from "pre-transaction review" to "post-transaction random checks," significantly improving fund turnover efficiency by saving 2-3 hours of preparation time per transaction [1] Group 2: Support for E-commerce and Global Trade - Guangdong, as the largest cross-border e-commerce province in China, has focused on enhancing the funding chain for "buying global and selling global," collaborating with leading payment institutions to reduce exchange fees for small and micro e-commerce sellers [2] - In 2025, new business entities processed RMB settlements exceeding 800 billion yuan, accounting for over 90% of the total cross-border settlement volume [2] Group 3: Belt and Road Initiative and Regional Cooperation - The bank facilitated nearly 500 Guangdong enterprises in connecting with overseas banks to address settlement challenges in Africa, Southeast Asia, and Latin America, leading to a significant increase in RMB settlement volume in these regions, with the regional structure proportion rising to 36.9% [2] Group 4: Free Trade Account System and Cross-Border Wealth Management - The free trade account system in Guangdong has expanded, with 12,800 accounts opened by the end of 2025, and the number of multi-functional free trade accounts increasing by 2.2 times since the beginning of the year [3] - The "Cross-Border Wealth Management Connect" mechanism has deepened, with 10 banks in mainland China collaborating with banks in Hong Kong and Macau, facilitating a cross-border RMB fund transfer scale of 131.3 billion yuan involving 70 banks and 28 securities companies by the end of 2025 [3]