Upstart Holdings, Inc. (UPST) Stock Sinks As Market Gains: What You Should Know

Company Performance - Upstart Holdings, Inc. closed at $45.29, reflecting a -2.14% change from the previous day, underperforming the S&P 500's daily gain of 0.03% [1] - Over the past month, shares have depreciated by 4.02%, compared to the Finance sector's loss of 0.08% and the S&P 500's gain of 0.6% [1] Upcoming Earnings - The earnings report for Upstart Holdings, Inc. is scheduled for February 10, 2026, with expected earnings of $0.47 per share, indicating year-over-year growth of 80.77% [2] - Revenue is projected at $288.47 million, reflecting a 31.74% increase from the same quarter last year [2] Fiscal Year Projections - For the entire fiscal year, earnings are projected at $1.68 per share, representing a +940% change from the prior year, while revenue is expected to remain at $1.04 billion [3] Analyst Estimates - Recent modifications to analyst estimates indicate the dynamic nature of near-term business trends, with positive revisions suggesting confidence in business performance [4] - The Zacks Rank system, which incorporates estimate changes, currently ranks Upstart Holdings, Inc. at 3 (Hold) [6] Valuation Metrics - Upstart Holdings, Inc. has a Forward P/E ratio of 17.5, which is a premium compared to the industry average Forward P/E of 11.75 [7] - The Financial - Miscellaneous Services industry, part of the Finance sector, holds a Zacks Industry Rank of 96, placing it in the top 40% of over 250 industries [7][8]