锚定10％增速、年推30款新品，深圳万亿险资“护航”低空经济、人工智能等新兴产业

Core Insights - The action plan aims to anchor the annual growth rate of Shenzhen's technology insurance premiums at over 10%, with a focus on emerging industries such as low-altitude economy and artificial intelligence, requiring the launch of over 30 innovative insurance products each year [2][3][4] Group 1: Action Plan Objectives - The action plan sets clear quantitative goals: by the end of 2028, the annual growth rate of technology insurance premium income should exceed 10%, providing risk coverage of over 5 trillion yuan for technology companies each year, and the total assets of insurance entities in the city should exceed 11 trillion yuan [2][4][5] - The plan emphasizes the establishment of a modern insurance service system that aligns with Shenzhen's economic and social development, supporting the "20+8" strategic emerging industry clusters and future industry development [3][4] Group 2: Innovation and Product Development - The plan encourages insurance institutions to conduct research in cutting-edge technology areas such as humanoid robots, quantum technology, commercial aerospace, and brain-machine engineering, aiming to innovate insurance product supply and provide "first research and first use" guarantees [2][5] - The proposal highlights the need for insurance products to evolve from mere risk compensation tools to catalysts for industrial innovation, promoting a proactive approach to risk empowerment [5][6] Group 3: Financial Integration and Cross-Border Cooperation - The action plan aims to strengthen cooperation between Shenzhen and Hong Kong in the insurance sector, facilitating the development of insurance products tailored to the Greater Bay Area, including medical and pension insurance [7][8] - It proposes the establishment of a cross-border data sharing platform to address compliance issues related to the flow of health information and claims records, enhancing the efficiency of cross-border insurance services [8] Group 4: Market Performance and Growth - Shenzhen's insurance sector has shown robust growth, with premium income reaching 179.74 billion yuan in the first three quarters of 2025, a year-on-year increase of 12.8%, leading among first-tier cities in China [8][9] - The total assets of insurance entities in Shenzhen reached 9.1 trillion yuan by the end of September, reflecting a year-on-year growth of 22%, positioning the city as the second-largest in terms of insurance assets in the country [8][9]