全球货币支付排名：美元涨到50.49%，欧元跌至21.9％，人民币呢

Group 1 - The core point of the news highlights the dominance of the US dollar in international payments, reaching a share of 50.49%, while the euro has dropped to a one-year low of 21.9% [1] - The increase in the dollar's share is attributed to the strong influence of the US economy and the preference for dollar settlements in global trade [1] - The Canadian dollar has risen to fourth place at 3.44%, benefiting from close trade ties with the US, while the Japanese yen and British pound stand at 3.42% and 6.73% respectively [1] Group 2 - The internationalization of the renminbi (RMB) has seen its share grow from less than 1% in 2011 to around 3% currently, aided by currency settlement and swap agreements [2] - By October 2025, China has signed 32 agreements totaling 4.5 trillion, covering major economies, facilitating trade without currency risk [2] - The RMB's actual usage may be higher than reported, as many transactions do not go through the association's statistics [2] Group 3 - The strength of the US dollar is further supported by its status as the largest economy, with a reserve currency share of 59%, and a projected GDP growth of 2.8% in 2025 [4] - The euro's decline is linked to lower inflation and rising unemployment in the Eurozone, with the European Central Bank reducing interest rates [4] - The Canadian dollar's rise is attributed to oil prices returning to $80 per barrel, benefiting from trade agreements with the US [4] Group 4 - The RMB's internationalization is not solely based on association data, as it accounts for 2% of foreign exchange reserves but 5.5% of trade financing [6] - The RMB's global payment share increased from 2.2% to 4.5%, surpassing the yen at one point, although it fell to sixth place in mid-2025 due to trade tensions [6] - The inclusion of the RMB in the IMF's Special Drawing Rights basket in 2015 has enhanced its recognition, with expectations for its share to rise in line with China's economic strength [6]