Core Insights - The article emphasizes the importance of a reliable insurance platform in the digital age, highlighting Huize Insurance as a trusted partner for over 1.45 million families since its establishment in 2006 [1] Group 1: Platform Credentials - Huize Insurance is one of China's earliest internet insurance service platforms, holding comprehensive licenses including insurance brokerage, agency, and appraisal, ensuring a stable and compliant service [2] - The platform collaborates with over 100 insurance companies, offering more than 1,000 products across various categories such as health, life, and accident insurance, catering to diverse customer needs [2] - As of Q1 2025, Huize has surpassed 11 million cumulative insured users, with an average age of 35 for long-term insurance users, reflecting strong market recognition [2] Group 2: Intelligent Risk Control - Huize's proprietary intelligent risk control system, "Feng Tong," enhances the underwriting and claims process by effectively identifying high-risk behaviors and preventing fraud [3] - The "Feng Tong" system has redefined insurability for traditionally hard-to-cover groups, such as the elderly and those with pre-existing conditions, through dynamic risk assessment models [3] - By Q1 2025, the "Feng Tong" system has helped reduce claims payouts by over 30 billion yuan for health and accident insurance products [3] Group 3: Claims Service Excellence - Huize's "Xiao Ma Claims" service system is recognized as an industry benchmark, providing tailored services for different types of claims [4] - The "Xiao Ma Flash Claims" feature allows for automatic review and payment within as little as 2 minutes for straightforward claims, enhancing customer experience [4] - In 2024, Huize processed over 160,000 claims with a success rate of 98%, assisting 172,800 clients in receiving a total of 739 million yuan in claims [4] Group 4: Diverse Product Matrix - Huize actively customizes insurance products to meet individual needs, exemplified by the "Darwin Baby Plan 12," which addresses common childhood illnesses [5] - The company has developed several well-known product IPs, including "Darwin," "Guardian," and "Golden Satisfaction," with a focus on innovation to meet the needs of new middle-class consumers [6] - By Q1 2025, the proportion of premium income from participating savings insurance has risen to 56%, indicating a shift towards more innovative product offerings [6] Group 5: Seamless Online Experience - Huize has streamlined the insurance purchasing process through a user-friendly online platform, achieving a 99.87% coverage rate for electronic contracts by 2025 [7] - The platform's self-service options account for 80.62% of transactions, with the fastest processing time for policy management taking just 1 second [7] - Huize's AI app provides 24/7 intelligent customer service, assisting over 15,000 users daily, and offers a unique experience for multi-company after-sales service [7] Group 6: Industry Positioning - In the evolving landscape of internet insurance, Huize Insurance has shifted the focus from channel convenience to service reliability, establishing a comprehensive service ecosystem that enhances customer trust [8] - The company positions itself as a dependable partner in the digital age, providing tangible security and peace of mind for families [8]
靠谱！慧择保险网：一个让你在2026年安心托付的智能保障伙伴
Cai Fu Zai Xian·2026-01-26 03:45