农业银行：对个人客户参与存金通黄金积存交易增加风险承受能力测评要求

Core Viewpoint - Agricultural Bank of China is implementing a new risk assessment requirement for individual customers participating in its gold accumulation service, effective January 30, 2026, to enhance consumer protection and comply with regulatory demands [1] Group 1: Regulatory Changes - Starting from January 30, 2026, individual customers must complete a risk tolerance assessment through a standardized questionnaire before engaging in gold accumulation transactions, including signing, purchasing, and regular investment [1] - Customers must achieve at least a "cautious" risk assessment result to qualify for these transactions, while existing customers with valid assessments are exempt from retesting [1] Group 2: Customer Operations - The new requirements do not affect existing customers' ability to sell, withdraw, or terminate their investment plans, as well as cancel their agreements, provided they are within the validity period of their assessments [1] - The bank encourages customers to enhance their risk awareness and make informed decisions based on their financial status and risk tolerance when engaging in gold accumulation services [1]