国际金价首破5100美元势如破竹，银行出手控风险

Group 1 - The core viewpoint of the articles highlights that Agricultural Bank of China is implementing new risk tolerance assessment requirements for its gold accumulation business, "存金通," in response to rising international gold prices and regulatory demands [1][2] Group 2 - As of January 26, 2026, individual clients must undergo a risk tolerance assessment and achieve at least a cautious rating to participate in the gold accumulation services [1] - Existing clients are exempt from re-assessment if they already have a valid risk tolerance evaluation [1] - The bank emphasizes the importance of clients understanding their financial situation and risk tolerance when engaging in the gold accumulation business [2] Group 3 - The "存金通" service allows clients to open a precious metal account using a debit card, purchasing gold products linked to the "传世之宝" physical gold offerings [2] - Clients can buy gold in increments and can request to withdraw physical gold or sell the gold in their accounts as needed [2]