国际金价创新高，银行出手控风险

Group 1 - The core viewpoint of the article highlights the rising international gold prices, with spot and futures prices surpassing $5000 and $5100 per ounce, prompting banks to take measures to control risks [2] - Agricultural Bank of China announced that starting January 30, 2026, personal clients engaging in the "Gold Accumulation" business will need to undergo a risk assessment to determine their risk tolerance before participating [2] - The bank's announcement aims to comply with regulatory requirements and enhance the protection of financial consumers' rights [2] Group 2 - The "Gold Accumulation" business allows clients to open a precious metal account using a debit card, purchasing gold products based on real-time prices, with the purchased amount credited to their account [3] - Clients can buy gold in portions and request physical gold withdrawals or sell the gold directly from their accounts [3] - Agricultural Bank advises clients to enhance their risk awareness and make rational decisions based on their financial status and risk tolerance when engaging in the "Gold Accumulation" business [3]