Five Star Bancorp (FSBC) Surpasses Q4 Earnings and Revenue Estimates

Core Viewpoint - Five Star Bancorp (FSBC) reported quarterly earnings of $0.83 per share, exceeding the Zacks Consensus Estimate of $0.77 per share, and showing an increase from $0.63 per share a year ago, indicating a positive earnings surprise of +7.79% [1] Financial Performance - The company achieved revenues of $43.47 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 2.88%, and up from $35.15 million year-over-year [2] - Over the last four quarters, Five Star Bancorp has consistently surpassed consensus EPS estimates four times and topped revenue estimates three times [2] Stock Performance - Since the beginning of the year, Five Star Bancorp shares have increased by approximately 6.9%, outperforming the S&P 500, which gained 1% [3] Future Outlook - The company's earnings outlook will be crucial for future stock performance, with current consensus EPS estimates at $0.79 for the coming quarter and $3.35 for the current fiscal year [7] - The Zacks Rank for Five Star Bancorp is currently 3 (Hold), indicating expected performance in line with the market in the near future [6] Industry Context - The Banks - West industry, to which Five Star Bancorp belongs, is currently ranked in the top 36% of over 250 Zacks industries, suggesting a favorable environment for performance [8]