人民银行：2025年普惠小微贷款余额36.57万亿元，同比增长11.1%

Core Viewpoint - The People's Bank of China released the loan allocation statistics report for financial institutions for the fourth quarter of 2025, highlighting significant growth in various loan categories, particularly in inclusive micro and small loans [1] Group 1: Loan Growth - As of the end of the fourth quarter of 2025, the balance of RMB inclusive micro and small loans reached 36.57 trillion yuan, representing a year-on-year growth of 11.1%, which is 4.7 percentage points higher than the growth rate of all loans [1] - The total increase in inclusive micro and small loans for the year amounted to 3.63 trillion yuan [1] Group 2: Specific Loan Categories - The balance of individual credit loans for agricultural operations, with a single credit amount less than 5 million yuan, stood at 9.81 trillion yuan, with an annual increase of 241.4 billion yuan [1] - The balance of student loans reached 372.5 billion yuan, showing a year-on-year growth of 32.5% [1]