人民银行：2025年末消费性贷款余额21.16万亿元，同比增长0.7%

Group 1 - The People's Bank of China released the loan allocation statistics report for financial institutions for Q4 2025, indicating growth in household consumption loans and business loans [1] - As of the end of Q4 2025, the balance of household loans in both domestic and foreign currencies reached 83.28 trillion yuan, reflecting a year-on-year increase of 0.5%, with an annual increase of 441.2 billion yuan [1] - The balance of operating loans stood at 25.11 trillion yuan, showing a year-on-year growth of 4.0%, with an annual increase of 937.8 billion yuan [1] Group 2 - The balance of consumption loans excluding personal housing loans was 21.16 trillion yuan, which represents a year-on-year increase of 0.7%, with an annual increase of 180.2 billion yuan [1]