金银LOF均暂停申购与定投，贵金属业务风控也在同步收紧

Group 1 - The E Fund Gold Theme Securities Investment Fund (LOF) will suspend subscription and regular investment starting from January 28, 2026, to ensure stable operation of the fund [2] - The suspension specifically affects the A-class RMB shares, while redemptions will not be impacted [4] - The market has already experienced restrictions on subscriptions and regular investments for different share classes, leading to a tight channel for new investments [4] Group 2 - In contrast, the Guotou Ruijin Silver Futures Securities Investment Fund (LOF) has announced multiple measures to cool down the market, including risk warnings and trading suspensions [4] - The secondary market prices for the silver LOF are significantly higher than the net asset value, exposing investors to risks of price fluctuations due to premium declines [4] - The risk assessment thresholds for precious metals-related businesses are being raised, with banks increasing requirements for risk tolerance assessments for gold accumulation businesses [4][5] Group 3 - The upcoming market focus will be on the resumption of subscriptions and regular investments for both LOFs, as well as the potential impact of precious metal price fluctuations on trading restrictions [5]