人民银行北京市分行：2025年依托资金流信息平台发放贷款达951亿元

Core Viewpoint - The People's Bank of China (PBOC) is establishing a national credit information sharing platform for small and micro enterprises to enhance credit access and financing options [1] Group 1: Credit Information Sharing Platform - The PBOC's Beijing branch and the State Administration of Foreign Exchange are launching a credit information sharing platform for small and micro enterprises by October 25, 2024 [1] - This platform aims to provide strong references for credit decisions by financial institutions and create new pathways for financing small and micro enterprises [1] Group 2: Impact and Statistics - Monthly queries for credit information on the platform surged from 1,040 in early 2025 to over 61,000 by December 2025 [1] - In 2025, the platform facilitated credit for 20,757 small and micro enterprises, amounting to 172.1 billion yuan, with loans disbursed reaching 95.1 billion yuan, benefiting 17,557 enterprises [1] - Of the loans issued, 33.2% were credit loans, 39.9% were loans for technology-based enterprises, and 11.3% were first-time loans, addressing long-standing financing challenges for "credit white households," "credit thin households," and light-asset technology enterprises [1]