因“异议处理超期”等，中信消费金融被罚105万元

Core Viewpoint - The People's Bank of China has imposed fines on Citic Consumer Finance for various regulatory violations, which the company has since rectified [2][4]. Group 1: Regulatory Actions - Citic Consumer Finance was fined 1.05 million yuan for issues including overdue handling of objections, failure to provide written responses as required, and inaccurate reporting of personal credit information [4]. - An employee of Citic Consumer Finance, Zhao, was fined 96,000 yuan for their role in the violations [4]. Group 2: Company Overview - Citic Consumer Finance was established in 2019 with a registered capital of 1 billion yuan and is based in Beijing [4]. - The company is one of 31 licensed consumer finance companies in China, with a mission to enhance consumer life experiences through digital and risk management innovations [4]. - Citic Consumer Finance is 70% owned by Citic Financial Holdings and 30% by Kingdee International Software Group [5]. Group 3: Financial Performance - As of the end of 2024, Citic Consumer Finance reported serving 13.5165 million customers, with total assets of 11.414 billion yuan and a loan balance of 10.688 billion yuan [6].