Ahead of The Hartford Insurance Group (HIG) Q4 Earnings: Get Ready With Wall Street Estimates for Key Metrics

Core Viewpoint - Analysts project that The Hartford Insurance Group (HIG) will report quarterly earnings of $3.17 per share, reflecting a year-over-year increase of 7.8%, with revenues expected to reach $5.14 billion, up 7.4% from the same quarter last year [1]. Earnings Estimates - The consensus EPS estimate has been revised upward by 0.4% in the past 30 days, indicating a reassessment by covering analysts [2]. - Changes in earnings estimates are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate revisions and short-term stock performance [3]. Revenue Projections - The consensus estimate for 'Revenue- Earned Premium- Personal Insurance' is $946.67 million, indicating a 4.5% increase year-over-year [5]. - Analysts expect 'Revenue- Property & Casualty- Earned Premium' to reach $4.53 billion, reflecting a 7.6% year-over-year change [5]. - The estimated 'Revenue- Property and Casualty- Net investment income' is projected at $585.46 million, showing a 4.2% increase year-over-year [6]. - 'Revenue- Net premiums earned' is expected to be $6.16 billion, indicating a 6% increase from the prior-year quarter [7]. - The average prediction for 'Revenue- Hartford Funds - Total' is $283.00 million, representing a 4.1% increase from the year-ago quarter [8]. Key Metrics - The 'Personal Insurance - Loss and loss adjustment expense ratio' is expected to be 64.0%, up from 59.3% in the same quarter last year [8]. - The 'Personal Insurance - Expense ratio' is forecasted to remain at 26.5%, consistent with the previous year's figure [9]. - The 'Personal Insurance - Combined ratio' is projected at 90.5%, compared to 85.8% in the same quarter of the previous year [9]. - The 'Personal Insurance - Underlying combined ratio' is estimated to be 89.5%, slightly improved from 90.2% a year ago [10]. Stock Performance - Shares of The Hartford Insurance Group have shown a return of -5.8% over the past month, contrasting with the Zacks S&P 500 composite's +0.4% change [11].