2025年全年人民币贷款增加16.27万亿元

Group 1 - The total balance of RMB loans in financial institutions reached 271.91 trillion yuan by the end of Q4 2025, with a year-on-year growth of 6.4%, and an annual increase of 16.27 trillion yuan [1] - Loans to enterprises and institutions showed a rebound in growth, with the balance of RMB and foreign currency loans reaching 186.21 trillion yuan, a year-on-year increase of 8.9%, and an annual increase of 15.24 trillion yuan [1] - The balance of RMB inclusive micro and small loans reached 36.57 trillion yuan, growing by 11.1% year-on-year, which is 4.7 percentage points higher than the overall loan growth rate, with an annual increase of 3.63 trillion yuan [1] Group 2 - Real estate loans experienced a slowdown, with a balance of 51.95 trillion yuan by the end of Q4 2025, reflecting a year-on-year decrease of 1.6%, and an annual reduction of 96.36 billion yuan [2] - The number of technology-based small and medium-sized enterprises receiving loan support reached 275,000, with a loan acquisition rate of 50.2%, which is 2 percentage points higher than the previous year [2] - The balance of household loans in RMB and foreign currency reached 83.28 trillion yuan, showing a year-on-year growth of 0.5%, with an annual increase of 4.41 trillion yuan [2]