First Busey(US:BUSE) ZACKS·2026-01-28 00:31Core Insights - First Busey (BUSE) reported a revenue of $200.25 million for the quarter ended December 2025, marking a year-over-year increase of 71.5% and exceeding the Zacks Consensus Estimate of $196.05 million by 2.14% [1] - The company's EPS for the same period was $0.68, up from $0.53 a year ago, representing an EPS surprise of 11.93% against the consensus estimate of $0.61 [1] Financial Performance Metrics - Efficiency Ratio stood at 57.4%, slightly above the three-analyst average estimate of 56.2% [4] - Net Interest Margin was reported at 3.7%, matching the average estimate based on three analysts [4] - Average Balances of Interest-earning assets were $16.94 billion, compared to the estimated $16.89 billion by two analysts [4] - Total noninterest income reached $42.69 million, surpassing the average estimate of $40.48 million from three analysts [4] - Mortgage revenue was $0.8 million, exceeding the average estimate of $0.57 million [4] - Other noninterest income amounted to $6.79 million, compared to the two-analyst average estimate of $4.1 million [4] - Wealth management fees were reported at $18.1 million, above the average estimate of $17.45 million [4] - Net Interest Income was $157.56 million, compared to the average estimate of $155.59 million [4] - Payment technology solutions revenue was $4.88 million, slightly below the two-analyst average estimate of $5.05 million [4] - Tax-equivalent net interest income was $158.42 million, exceeding the average estimate of $156.39 million [4] - Income on bank-owned life insurance was $1.78 million, above the average estimate of $1.62 million [4] Stock Performance - Shares of First Busey have returned +1.9% over the past month, outperforming the Zacks S&P 500 composite's +0.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]