Group 1 - First Busey reported quarterly earnings of $0.63 per share, exceeding the Zacks Consensus Estimate of $0.61 per share, and up from $0.50 per share a year ago, representing an earnings surprise of +3.28% [1] - The company posted revenues of $198.05 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 3.10%, compared to year-ago revenues of $116.24 million [2] - First Busey has surpassed consensus EPS estimates four times over the last four quarters and topped consensus revenue estimates three times during the same period [2] Group 2 - The stock's immediate price movement will depend on management's commentary during the earnings call and the sustainability of earnings expectations [3][4] - First Busey shares have increased by approximately 2.4% since the beginning of the year, while the S&P 500 has gained 7.2% [3] - The current consensus EPS estimate for the upcoming quarter is $0.62 on revenues of $195.9 million, and for the current fiscal year, it is $2.49 on revenues of $728.85 million [7] Group 3 - The Zacks Industry Rank for Banks - Midwest is currently in the top 31% of over 250 Zacks industries, indicating a favorable outlook compared to the bottom 50% [8] - Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5] - The estimate revisions trend for First Busey was unfavorable ahead of the earnings release, resulting in a Zacks Rank 4 (Sell) for the stock, indicating expected underperformance in the near future [6]

F I R S T B U S E Y C O R P O R A T I O N A N N O U N C E S 2 0 2 5 S E C O N D Q U A R T E R E A R N I N G S Q 2 | 2 0 2 5 | Net Income | | Diluted EPS | Net Interest Margin | 1 | 1 ROAA | 1 ROATCE | | --- | --- | --- | --- | --- | --- | --- | | $47.4 million | | $0.52 | 3.49% | | 1.00% | 11.24% | | $57.4 million (adj) | 2 | 2 $0.63 (adj) | 2 3.33% (adj) | | 2 1.21% (adj) | 2 13.61% (adj) | MESSAGE FROM OUR CHAIRMAN & CEO www.busey.com INVESTOR CONTACT: Scott A. Phillips, Interim Chief Financial Officer | ...

LEAWOOD, Kan., July 22, 2025 (GLOBE NEWSWIRE) -- First Busey Corporation (Nasdaq: BUSE) Announces 2025 Second Quarter Earnings. Net Income Diluted EPS Net Interest Margin1 ROAA1 ROATCE1$47.4 million $0.52 3.49% 1.00% 11.24%$57.4 million (adj)2 $0.63 (adj)2 <td style="te ...

Q2 2025 EARNINGS INVESTOR PRESENTATION July 22, 2025 2Q25 Earnings Investor Presentation First Busey Corporation | Ticker: BUSE 2 Forward-Looking Statements Forward-Looking Statements This presentation may contain "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995 with respect to First Busey Corporation's ("Busey's") financial condition, results of operations, plans, objectives, future performance, and business. Forward-looking statements, which may be ba ...

Core Viewpoint - The market anticipates First Busey (BUSE) to report a year-over-year earnings increase driven by higher revenues for the quarter ended June 2025, with actual results being crucial for stock price movement [1][2]. Earnings Expectations - First Busey is expected to post quarterly earnings of $0.61 per share, reflecting a +22% year-over-year change, with revenues projected at $192.1 million, up 65.3% from the previous year [3]. - The consensus EPS estimate has been revised 2.12% lower in the last 30 days, indicating a reassessment by analysts [4]. Earnings Surprise Prediction - The Zacks Earnings ESP model suggests that a positive or negative Earnings ESP reading indicates the likely deviation of actual earnings from the consensus estimate, with a positive reading being a strong predictor of an earnings beat [9][10]. - For First Busey, the Most Accurate Estimate is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -4.49%, combined with a Zacks Rank of 4, making it challenging to predict an earnings beat [12]. Historical Performance - In the last reported quarter, First Busey was expected to post earnings of $0.53 per share but delivered $0.57, resulting in a surprise of +7.55% [13]. - Over the last four quarters, the company has beaten consensus EPS estimates four times [14]. Industry Comparison - Wintrust Financial (WTFC), another player in the Zacks Banks - Midwest industry, is expected to report earnings per share of $2.59 for the same quarter, indicating a +11.6% year-over-year change, with revenues expected at $655.9 million, up 10.8% [18][19].

BUSE INVESTOR HIGHLIGHTS May 7, 2024 Investor Highlights First Busey Corporation | Ticker: BUSE 2 Overview of First Busey Corporation (NASDAQ: BUSE) Northern (IL) Central (IL/IN) Gateway (MO/IL) Florida M&M Bank1 $11 Billion LTM Payments Processed $11.9 Billion Assets 2 $12.8 Billion Assets Under Care 155+ year old financial institution headquartered in Champaign, IL Business Banking Personal Banking Wealth Management Payment Tech Solutions Regional operating model serving four regions $372.7 Million LTM Re ...

Group 1 - The article focuses on newly listed fixed-income IPOs at the exchange, specifically highlighting First Busey Corporation [1] - It invites active investors to join a free trial and engage in discussions with sophisticated traders and investors [1] Group 2 - The article does not provide specific financial data or performance metrics related to First Busey Corporation or other companies [2]

Company Overview - First Busey (BUSE) is headquartered in Leawood and operates in the Finance sector. The stock has experienced a price change of -5.69% since the beginning of the year [3]. Dividend Information - First Busey currently pays a dividend of $0.25 per share, resulting in a dividend yield of 4.5%. This yield is significantly higher than the Banks - Midwest industry's yield of 3.17% and the S&P 500's yield of 1.56% [3]. - The company's annualized dividend of $1 has increased by 4.2% from the previous year. Over the last five years, First Busey has raised its dividend three times, averaging an annual increase of 2.21% [4]. - The current payout ratio for First Busey is 46%, indicating that it distributes 46% of its trailing 12-month earnings per share as dividends [4]. Earnings Growth - The Zacks Consensus Estimate for First Busey's earnings in 2025 is projected at $2.54 per share, reflecting a year-over-year earnings growth rate of 22.12% [5]. Investment Considerations - Dividends are favored by investors for various reasons, including improving stock investing profits and providing tax advantages. However, not all companies offer quarterly payouts [6]. - High-growth firms or tech start-ups typically do not provide dividends, while larger, established companies are often viewed as better dividend options. Income investors should be aware that high-yielding stocks may face challenges during periods of rising interest rates [7]. - First Busey is considered a compelling investment opportunity due to its strong dividend profile and current Zacks Rank of 3 (Hold) [7].

Core Viewpoint - First Busey Corporation successfully closed a public offering of 8,600,000 depositary shares, raising approximately $207.48 million, which will enhance its capital structure and support future growth initiatives [1]. Group 1: Offering Details - The public offering included 8,600,000 depositary shares, with each share representing a 1/40th ownership interest in a share of 8.25% Fixed Rate Series B Non-Cumulative Perpetual Preferred Stock [1]. - The liquidation preference for each share is $1,000, equivalent to $25.00 per depositary share [1]. - The offering was managed by Piper Sandler & Co., Morgan Stanley & Co. LLC, and Keefe, Bruyette & Woods, Inc. as joint bookrunning managers [2]. Group 2: Financial Profile - As of March 31, 2025, First Busey Corporation had total assets of $19.46 billion [4]. - Busey Bank, a wholly-owned subsidiary, reported total assets of $11.98 billion [5]. - CrossFirst Bank, another subsidiary, had total assets of $7.45 billion and is set to merge with Busey Bank on June 20, 2025 [6]. Group 3: Wealth Management and Technology Services - Busey Bank's Wealth Management division manages assets totaling $13.68 billion, offering a range of services including asset management and tax preparation [7]. - FirsTech, a subsidiary of Busey Bank, specializes in financial technology solutions for small and medium-sized businesses, providing various payment technology services [8]. Group 4: Recognition and Awards - Busey was ranked 88th among America's Best Banks by Forbes in 2025 and received multiple accolades for being a great workplace [9].

Core Viewpoint - First Busey Corporation is conducting a public offering of 8,000,000 depositary shares representing a 1/40th ownership interest in its 8.25% Fixed Rate Series B Non-Cumulative Perpetual Preferred Stock, with a liquidation preference of $1,000 per share [1][2] Group 1: Offering Details - The Series B preferred stock will pay dividends at a rate of 8.25% per annum, payable quarterly starting September 1, 2025 [2] - The net proceeds from the offering are expected to be used to redeem Busey's 5.25% Fixed-to-Floating Rate Subordinated Notes due 2030 and for general corporate purposes [3] - The offering is expected to close on or about May 20, 2025, subject to customary conditions [4] Group 2: Corporate Profile - As of March 31, 2025, First Busey Corporation is a $19.46 billion financial holding company headquartered in Leawood, Kansas [7] - Busey Bank, a wholly-owned subsidiary, had total assets of $11.98 billion and operates 62 banking centers [8] - CrossFirst Bank, another wholly-owned subsidiary, had total assets of $7.45 billion and is expected to merge with Busey Bank on June 20, 2025 [9] Group 3: Wealth Management and Technology Services - Busey's Wealth Management division manages assets totaling $13.68 billion as of March 31, 2025, offering a range of financial services [10] - FirsTech, a subsidiary of Busey Bank, specializes in financial technology solutions for small and medium-sized businesses, providing various payment technology services [11] Group 4: Recognition and Awards - Busey was named among 2025's America's Best Banks by Forbes, ranking 88th overall, and received multiple accolades for being a great workplace [12]