人社部：截至2025年底 全国社保卡持卡人数13.9亿人

Core Insights - The Ministry of Human Resources and Social Security reported on the progress of social security work by the end of 2025, highlighting a stable operation of the social security system [1][2]. Group 1: Social Security Coverage - By the end of 2025, the number of social security cardholders reached 1.39 billion, with 1.104 billion using electronic social security cards [1][2]. - The number of participants in basic pension, unemployment, and work injury insurance reached 1.076 billion, 249 million, and 305 million respectively, with increases of 3.16 million, 3.29 million, and 1.02 million compared to the previous year [2]. Group 2: Financial Performance - The total income of the three social insurance funds for the year was 9.1 trillion yuan, while total expenditures were 8.1 trillion yuan, resulting in a cumulative surplus of 10.2 trillion yuan by the end of 2025 [2]. - The entrusted investment scale of the basic pension insurance fund reached 2.98 trillion yuan by the end of 2025 [2]. Group 3: Policy and Reform Initiatives - Major reforms such as national coordination of pension insurance and personal pension systems are being steadily implemented [2]. - Efforts to expand enterprise annuity coverage and simplify establishment procedures are underway, aiming to benefit more employees [2]. - A pilot program for occupational injury protection for new employment forms has enrolled 25.1 million participants by the end of 2025 [2]. Group 4: Benefit Distribution - Unemployment insurance benefits totaling 160.2 billion yuan were disbursed throughout the year [2]. - The minimum standard for basic pensions for urban and rural residents has been raised, with 16 provinces increasing local standards beyond the central government's adjustments [2].