Core Insights - The People's Bank of China reported that by the end of Q4 2025, 275,000 technology-based small and medium-sized enterprises (SMEs) received loan support, with a loan acquisition rate of 50.2%, an increase of 2 percentage points from the previous year [2] - The loan balance for foreign and domestic currency technology-based SMEs reached 3.63 trillion yuan, reflecting a year-on-year growth of 19.8%, which is 13.6 percentage points higher than the overall loan growth rate [2] - Additionally, 265,400 high-tech enterprises received loan support, with a loan acquisition rate of 57.3%, up by 0.4 percentage points from the previous year [2] - The loan balance for foreign and domestic currency high-tech enterprises was 18.61 trillion yuan, showing a year-on-year increase of 7.5%, which is 1.3 percentage points higher than the overall loan growth rate [2]
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