招投标、融资前，企业要做信用自查

Core Viewpoint - Companies must conduct thorough credit self-checks before bidding and financing to avoid missing opportunities due to credit issues, which are critical in both government tenders and financial institution financing [1] Group 1: Credit Self-Check Importance - Credit self-check is essential to identify potential risks and ensure compliance with audit requirements, ideally completed 1-3 months before project initiation to allow for remediation [1] Group 2: Basic Checks - The first step in self-checking involves reviewing operational anomalies and legal violations, as many companies are unaware of being listed in operational anomaly records due to overdue annual reports or address discrepancies [3] - Companies should use the National Enterprise Credit Information Publicity System to check for operational anomalies, administrative penalties, and serious legal violations [3] Group 3: Legal and Execution Records - Companies with unresolved lawsuits or being listed as executors are considered high-risk, particularly in government and state-owned enterprise tenders [4] - Self-checking can be done through the China Judgments Online and China Execution Information Disclosure Network to identify any ongoing civil disputes or enforcement records [4] Group 4: Related Company Credit - Credit issues in related companies can adversely affect the main company, as auditors will investigate the credit status of parent, subsidiary, and affiliated companies [5] - Companies should assess the credit status of all related entities and prepare explanations for any identified risks [5] Group 5: Tax Credit - Tax credit ratings significantly impact a company's financing and bidding eligibility, with A and B rated companies enjoying benefits while D rated companies face restrictions [6][7] - Companies should verify their tax credit status through the electronic tax bureau and address any outstanding tax payments or compliance issues [6][7] Group 6: Industry-Specific Credit - Different industries have specific credit regulatory requirements, necessitating targeted checks for compliance with industry standards [8] - Companies should connect with industry regulatory platforms to ensure compliance with relevant credit records [8] Group 7: Credit Report Verification - Credit reports are essential for bidding and financing, and companies must verify the accuracy of the information contained within them to avoid losing opportunities due to errors [9] - Companies should request their credit reports from credit agencies and correct any inaccuracies promptly [9]