保险业迎战二〇二六年首场寒潮

Core Viewpoint - The insurance industry has demonstrated a strong commitment to disaster response during the recent severe snowstorm, showcasing a coordinated effort in prevention, rescue, and compensation through technology and human resources [1][18][20]. Group 1: Prevention - Prior to the snowstorm, multiple insurance companies proactively implemented risk prevention measures, including sending over 1 million safety alerts and disaster reduction tips to clients [4][7]. - Companies utilized various platforms to disseminate weather warnings and safety tips, with Ping An Property & Casualty sending over 38.63 million alerts [4]. - On-site assistance was provided to high-risk areas, with companies like Ping An conducting risk assessments and offering reinforcement advice to vulnerable structures [4][6]. Group 2: Rescue - During the snowstorm, insurance companies quickly established specialized rescue teams to coordinate resources for timely and efficient assistance [10][12]. - For instance, China Life Property & Casualty collaborated with rescue companies to enhance support in critical areas, providing emergency services such as towing and battery jump-starts [10]. - The insurance sector also engaged in joint operations with local police and emergency services to ensure effective road safety and rapid response to incidents [14][19]. Group 3: Compensation - Following the disaster, many insurance companies opened green channels for claims, simplifying processes and leveraging technology to enhance efficiency [18][20]. - For example, Ping An Property & Casualty reported that the fastest claim payment took only 9 minutes from the time of reporting [19]. - Companies utilized advanced technologies such as remote damage assessment and AI to expedite claims processing, ensuring timely compensation for clients [20].