陕西省延长县“新农提升计划”显实效 苹果双保兑现暖农心

Core Insights - The project, supported by Zhengzhou Commodity Exchange and executed by Changjiang Futures, has successfully completed its insurance cycle and entered the compensation phase, providing a financial safety net for apple growers in Yan'an, Shaanxi Province [1] Group 1: Project Overview - The project focuses on new agricultural entities, specifically targeting the Huangtu Yuan Agricultural Specialty Cooperative, to empower cooperative members and enhance their collective development [2] - It introduces a dual protection model combining "price + yield" to address both price and yield risks faced by apple farmers, moving beyond traditional single price insurance [2] Group 2: Collaboration and Impact - Multiple stakeholders, including Zhengzhou Commodity Exchange, China Financial Futures Exchange, and local governments, have provided premium support, significantly reducing insurance costs for farmers and encouraging participation [3] - A total of 67 apple growers from the cooperative participated, covering 1,600 acres of orchards [3] Group 3: Claims and Compensation - Despite higher apple prices in 2025, adverse weather conditions led to reduced yields and damaged fruit quality, impacting farmers' incomes [4] - The insurance company quickly mobilized a team for damage assessment, resulting in a total compensation amount of over 620,000 yuan, with an average payout of nearly 9,300 yuan per household [4] Group 4: Future Directions - The successful implementation of the project serves as a model for financial solutions supporting new agricultural entities, promoting rural revitalization [5] - Changjiang Futures plans to continue enhancing the "insurance + futures" service model, expanding coverage and improving service quality to support the high-quality development of the apple industry in Yan'an [5]