宁波银行：1月28日起调整定存金产品定存利率 活期利率降至0

Core Viewpoint - Ningbo Bank announced an adjustment to its fixed deposit interest rates effective January 28, 2026, with rates set at 0% for demand deposits, 0.3% for 1-month and 3-month deposits, 0.4% for 6-month deposits, and 0.5% for 12-month deposits [1][3] Group 1 - Ningbo Bank's fixed deposit interest rates will be adjusted as follows: demand deposits at 0%, 1-month deposits at 0.3%, 3-month deposits at 0.3%, 6-month deposits at 0.4%, and 12-month deposits at 0.5% [1][3] - The bank has issued a warning regarding increased volatility in precious metal prices, advising clients to enhance their risk awareness in precious metal transactions [1][3] Group 2 - Clients are encouraged to invest in precious metals based on their financial situation and risk tolerance, and to consider asset allocation strategies [1][3] - The bank recommends that clients monitor their positions, manage their exposure, and diversify their investments to avoid heavy concentration in precious metals [1][3]