深圳：在风险可控前提下合理提高消费贷款额度、延长贷款期限

Core Viewpoint - The Shenzhen Municipal Market Supervision Administration and four other departments have issued the "Shenzhen Three-Year Action Plan for Optimizing the Consumption Environment (2026-2028)" focusing on enhancing financial support for service consumption and the elderly care industry [1] Group 1: Financial Support Measures - The plan emphasizes the use of service consumption and elderly care re-loans to strengthen financing connections in these sectors [1] - It proposes the use of financing guarantees and risk compensation measures to improve the accessibility and convenience of financing for enterprises in the service consumption sector [1] - There is a recommendation to reasonably increase consumer loan limits and extend loan terms under the premise of controllable risks [1] Group 2: Monitoring and Product Development - A consumer credit monitoring mechanism will be established to enhance supervision over the use and flow of consumer credit [1] - Support will be provided for insurance institutions to optimize products and services, including the exploration of insurance products for unconditional return and exchange services, within legal and risk-controlled frameworks [1] - The plan calls for strengthening fund performance management and evaluation to accurately leverage fiscal measures to promote consumption [1]