深圳：在风险可控前提下，合理提高消费贷款额度、延长贷款期限

Core Viewpoint - Shenzhen's market supervision authority and four other departments have issued a three-year action plan (2026-2028) to optimize the consumer environment, focusing on enhancing financial support for service consumption and the elderly care industry [1] Group 1: Financial Support Measures - The plan emphasizes strengthening financial support through service consumption and elderly care refinancing, enhancing financing connections for these sectors [1] - It proposes the use of financing guarantees and risk compensation measures to improve the accessibility and convenience of financing for enterprises in the service consumption sector [1] - The plan suggests a reasonable increase in consumer loan limits and an extension of loan terms, provided that risks are controllable [1] Group 2: Monitoring and Regulation - A consumer credit monitoring system will be established to oversee the purposes and flows of consumer credit [1] - The plan supports insurance institutions in optimizing products and services, exploring the development of insurance products for unconditional return and exchange services, within legal and risk-controlled frameworks [1] Group 3: Performance Management - There will be a focus on strengthening fund performance management and evaluation to accurately leverage fiscal measures to promote consumption [1]